Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-finance-pcp-claim.dreamdwellings.net (hereinafter referred to as “Black Horse Finance Pcp Claim,” “we,” or “our”). We are dedicated to maintaining a transparent and secure online environment for our users, ensuring their privacy is protected at all times. This Privacy Policy details how we collect, utilize, and safeguard your personal information in accordance with international data protection regulations, including but not limited to PIPEDA (Canada), Law 25 (Quebec), GDPR (EU), LGPD (Brazil), CCPA/CPRA (California), CPA (Colorado), UCPA (Utah), CTDPA (Connecticut), VCDPA (Virginia), POPIA (South Africa), and others.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please be informed that this policy does not extend to third-party platforms, apps, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy applies when you engage in the following activities:

  1. Utilize our applications and services as an authorized user.
  2. Visit our websites linked to this Privacy Statement.
  3. Receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including:

  1. Account Information: Details related to your user account, such as username and password.
  2. Payment Information: Credit/debit card details, billing addresses, and transaction records.
  3. Financial Information: Income, investment portfolios, and other financial records relevant to our services.
  4. Purchase Information: Items bought on our platform, purchase history, and order details.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device for analytics purposes.
  6. Location Data: Geographic data used to personalize content and location-based services.
  7. Feedback: User-provided reviews, comments, or survey responses.
  8. Social Media Information: Data collected from social media platforms when you interact with our content on these sites.
  9. Product Information: Preferences, ratings, and interactions related to products on our platform.

We obtain this data through various means: user input forms, account settings, browsing activities, cookies, and third-party data providers who share information in accordance with their privacy policies.

Cookies

Cookies are small text files stored on your device to enhance user experience and provide analytics insights. We utilize cookies categorized as:

  1. Strictly Necessary: Essential for platform functionality and user navigation.
  2. Preferences: Remembering user preferences for a personalized experience.
  3. Analytics: Tracking website usage statistics and performance.

Users can manage non-essential cookies through our Cookie Manager, allowing them to control their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected. Once these purposes are met, we securely delete or anonymize the data in accordance with legal requirements. Data retention periods may vary based on jurisdiction and the nature of the data.

Security Measures

We have implemented robust security protocols to safeguard your personal information:

  • Encryption: We use encryption for secure data transmission and storage.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict privacy and security standards.
  • Access Control: Only authorized personnel have access to sensitive data, and they are bound by confidentiality agreements.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under 18 years of age. Our services are designed for a mature audience, and we encourage parents and guardians to supervise their child’s online activities.

Your Rights

Depending on your location, you have certain rights regarding your personal data:

  • Access: You can request access to the personal information we hold about you.
  • Rectification: Have inaccurate or incomplete data corrected.
  • Erasure (Right to be Forgotten): Request the deletion of your data under certain circumstances.
  • Restriction: Limit our processing of your data in specific situations.
  • Portability: Receive your personal data in a structured, commonly used format for transfer to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from discriminatory practices based on certain grounds when exercising your rights.

To exercise these rights or file appeals/complaints, please contact our privacy team at [email protected] or through written correspondence to our registered address.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page with a revised effective date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

Contact Information

For privacy-related inquiries, unsubscribe requests, or questions regarding data usage, please contact us:

We appreciate your trust in our services, and we are committed to maintaining a transparent and secure online environment.